joellyn martinez

bankrate:4 money lessons for children to masterGood money habits can protect your children from making financial mistakes later in life. Parents should start teaching money lessons at a young age and reinforce these lessons as their children grow up.Children must learn these four important lessons before heading off to college or going into the real world:1.       Learn how to budget.It can be very easy to train your kids how to budget. Giving your children an allowance teaches them that money is earned through chores. Teaching your kids to not spend all of their money is as simple as teaching them to save some, give some and spend some.2.       Make and deal with spending decisions.Good money habits start with spending. Your kids’ “spend bucket” is where all of the teaching stems from. You tell them what smart purchases are and how to avoid impulse buys. Most importantly, if they make a mistake on an impulse buy, don’t bail them out. If they regret their decision, they will think about their mistake and learn from it.3.       Understand rewards of work.Beyond the realm of daily chores that should be done without pay (making their bed, picking up towels, brushing their teeth, etc.) are chores that your kids can choose to do to earn extra money. These additional chores of raking leaves, emptying the dishwasher, or folding laundry gives them control of how quickly they want to earn extra money.4.       Delay gratification.Teaching children to save for a long-term goal can help them develop their ability to delay gratification. Dividing your kids’ savings bucket into long and short-term goals shows them that saving isn’t just about spending it sometime in the near future.
Nov 26

bankrate:

4 money lessons for children to master

Good money habits can protect your children from making financial mistakes later in life. Parents should start teaching money lessons at a young age and reinforce these lessons as their children grow up.

Children must learn these four important lessons before heading off to college or going into the real world:

1.       Learn how to budget.

It can be very easy to train your kids how to budget. Giving your children an allowance teaches them that money is earned through chores. Teaching your kids to not spend all of their money is as simple as teaching them to save some, give some and spend some.

2.       Make and deal with spending decisions.

Good money habits start with spending. Your kids’ “spend bucket” is where all of the teaching stems from. You tell them what smart purchases are and how to avoid impulse buys. Most importantly, if they make a mistake on an impulse buy, don’t bail them out. If they regret their decision, they will think about their mistake and learn from it.

3.       Understand rewards of work.

Beyond the realm of daily chores that should be done without pay (making their bed, picking up towels, brushing their teeth, etc.) are chores that your kids can choose to do to earn extra money. These additional chores of raking leaves, emptying the dishwasher, or folding laundry gives them control of how quickly they want to earn extra money.

4.       Delay gratification.

Teaching children to save for a long-term goal can help them develop their ability to delay gratification. Dividing your kids’ savings bucket into long and short-term goals shows them that saving isn’t just about spending it sometime in the near future.

Nov 25

(via endearingyouare)

Nov 25

devidsketchbook:

artist George Boorujy - Blood Memory

  • Babble 2011, ink on paper, 38 x 50 inches
  • Initiate 2011, ink on paper, 48 x 53 inches

( March 15 – April 14, 2012 ) P.P.O.W is proud to present

Nov 25

(Source: joellyn-martinez, via lynnedaniels)

freundevonfreunden:Topographical SublimeDan Holdsworth’s new project Transmissions: New Remote Earth Views has topographically documented the ideology and political burdened space of the American West, in a dynamic and unique way. The Grand Canyon, Yosemite, Mount Shasta, Mount St. Helens, Salt Lake City and Park City appear uninhabited and snow-covered but actually they’re digitally-rendered laser scans of the earth modified from United States Geological Survey data, that
Nov 25

freundevonfreunden:

Topographical Sublime

Dan Holdsworth’s new project Transmissions: New Remote Earth Views has topographically documented the ideology and political burdened space of the American West, in a dynamic and unique way. The Grand Canyon, Yosemite, Mount Shasta, Mount St. Helens, Salt Lake City and Park City appear uninhabited and snow-covered but actually they’re digitally-rendered laser scans of the earth modified from United States Geological Survey data, that

Face To Face Double Pool Lounger
Nov 25

Face To Face Double Pool Lounger

Keyboard Organizer
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Keyboard Organizer

Key Shaped Knife
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Key Shaped Knife

Skull Belt Flask
Nov 25

Skull Belt Flask